We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards.
- Lower, competitive annual percentage rate (APR)
World/Preferred Points Card
- Earn one point for each dollar spent, up to 10,000 points per month
- Redeem rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise. See Brochure Here
- To view or redeem rewards points, visit www.mypreferredpoints.com or call 866.678.5191.
Benefits Available To Both Card Types
- Low introductory rate for first six months.1
- Competitive ongoing APR.
- Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
- Cash advances for up to 50% of the credit line
- 25-day interest-free grace period on all purchases, no grace period on cash advances
- 24-hour, toll-free, live customer assistance available at 800.367.7576
- Online account information available 24/7.
- EMV chip card3
- Apple Pay and Samsung Pay compatible
- Visa offering also available
Fees For Both Card Types
- No annual fee
- Other fees may be charged, these fees are listed on the downloadable application below.
Type in the information required and then print the application (you cannot save the document, so print an extra copy for yourself); or print it and then complete it using a blue or black pen. Paper applications are also available at any of our branch locations.
Options for submitting your application:
- Fax your completed application to the Card Service Center at 972.650.7054.
- Mail your completed application to the Card Service Center at P.O. Box 569120, Dallas, TX 75356-9120.
Please see application for information about current APRs and fees.1
Concierge Services with World MasterCard only.2
Apple, the Apple logo, iPhone, iPad, iSight and Passbook are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.