Certificates of Deposits (CDs) are investments that are stable and provide a secure return. These accounts are insured by FDIC up to $250,000.00.

Rate Information

We offer competitive CD rates on terms ranging from 30 days to 5 years. You can open a CD for as little as $1,000.00. For current interest rates, contact your local branch location.

Fixed Rate CD 

Enjoy a guaranteed return on your investment. Fixed rate CDs are safe, secure and a smart part of a diversified investment plan. AimBank CDs offer varied interest rates and terms to allow greater investment flexibility.

Interest Payment Options

When it comes to saving money for the future, we offer a full range of fixed rate CDs to meet your needs, and interest is paid every month. We offer three convenient interest payment options:

  • Add the interest payment to the principal amount of your CD. 
  • Automatically deposit the interest to your AimBank checking or savings account. 
  • Receive an interest check by mail. 

Automatic Renewal

Your CD will automatically renew at maturity; However, you have a ten day grace period from the maturity date to withdraw the funds without penalty. You may change the term of your CD or make deposits or withdrawals during the grace period. Each renewal term will be the same as the original term, beginning on the maturity date. 

Early Withdrawal Penalty

A withdrawal prior to maturity will reduce earnings and in some cases, reduce the principal amount. A penalty of one month's interest on the amount withdrawn may be imposed for CD terms less than one year, and three months’ interest for terms one year or greater.